Credit management and debt recovery specialists

Waters & Gate has one simple mission: to improve the cash flow of our clients.

Our award winning Debt Collection Agency works on a “no collection, no fee” basis. Our clients include some of the largest companies in the UK.

Our managed legal service means we support you through legal action to ensure you recover the money that’s rightfully yours. Our fully trained staff are able to advise and navigate you through the legal process from starting a claim through to enforcement if needed.

Our tracing team works on a “no trace, no fee” basis to ensure we locate your gone away customers ensuring they are aware of their responsibilities. We have the knowledge, experience and resources to help you recover your money.

Our training department is there to support and develop your credit controllers to ensure they have the skills and knowledge needed to improve cash flow. Let us share our skills and experience with your team.

Working alongside your business we can improve your policies so they protect you and your business. We can look at all aspects of your business from sales processes, the terms and conditions you trade under to credit control procedures and policies.

Call us today for advice and see how we can improve your cash flow on 0345 646 0186

Debt Collection

Our team of experienced collectors offer both commercial and consumer debt collection.


With our flexible and bespoke courses your business can develop the skills needed to succeed.


Tailored solutions designed to analyse and improve all aspects of your Credit Management life-cycle.


Our team is here to support and advise you should you decide to proceed with legal action.


Our tracing department achieves high quality, accurate and verified data.