Credit management and debt recovery specialists

Waters & Gate has one simple mission: to improve the cash flow of our clients.

We are an award winning Debt Collection Agency that provide collection solutions to clients across a variety of industries. Our clients include some of the largest companies in the UK.

Our services cover all aspects of debt recovery; from outsourced credit control and debt recovery to managed legal recoveries. We have the knowledge, experience and resources to help you recover your money.

Our fully trained staff are able to advise and navigate you through the legal process from beginning to end.

We train your staff in the latest techniques and legislation to support your current credit processes.

Working alongside your business we can improve processes, from sales processes that protect your business, the term and conditions you trade under to credit control techniques and policies.

We can even take care of your entire collections process with our in house credit control team.

Call us today for advice and see how we can improve your cash flow on 0345 646 0186

Debt Collection

Our team of experienced collectors offer both commercial and consumer debt collection.


With our flexible and bespoke courses your business can develop the skills needed to succeed.


Tailored solutions designed to analyse and improve all aspects of your Credit Management life-cycle.


From invoicing to complete credit control solutions. Let our team become your team.